Problem/Question
Need to factory reset iPhone using the settings menu
Overview
Provide a brief overview of the problem.
Insert Details about the hardware, software, service, resource, or relevant background information
Solution
Resetting iPhone XR / iPhone XS using the Settings App
This process has remained largely unchanged despite the introduction of new iPhone models. When you tap on Settings > General > Reset, you will find the various options to reset your device.

These include the core ‘Reset All Settings’ and ‘Erase All Content and Settings’. The other Reset functions on the screen pertain to resetting different aspects of your iPhone XR.
The ‘Reset All Settings’ is an option that is often used during troubleshooting the iPhone XR and iPhone XS. This will reset all your settings (not your data) on your iPhone XR including Wi-Fi settings and your Apple pay card details.
Before you choose this option, it is advisable that you make a note of your Wi-Fi details including password as you may need to enter it after the restart process is complete.